Your housing benefit will be calculated by comparing the amount of money you need to live on (your 'applicable amount') with the money you have coming in (your 'income').
If you receive income support, income based jobseeker's allowance or your income is less than (or the same as) your applicable amount, you will receive maximum Housing Benefit for your eligible rent and maximum council tax Reduction.
If your income is more than your applicable amount, the amount of Housing Benefit you will receive will be reduced.
If you have other people living in your home who are aged 18 or over (for example, grown up children), and who are not commercial sub-tenants or boarders, your housing benefit will be reduced. This is because they are expected to contribute towards your rent and your council tax. However, if you receive Disability Living Allowance (Care Competent) or Attendance Allowance, or are registered blind, you will not have your Housing Benefit reduced under this rule.
If you are a private tenant, i.e. not a housing association or council tenant, the amount you receive may be restricted if you rent is above the local average. Claims made since 7 April 2008 are calculated using the Local housing Allowance.
Your applicable amount consists of personal allowance and premiums:
A Personal Allowance which is based on your age, whether you are single or a couple, and the ages of have any dependant children you have.
Premiums which can be added to your personal allowance if you (or your partner) are a parent with at least one dependant child, a disabled person, a carer or a pensioner.
Your income is calculated by adding together the money you have coming in from earnings, benefits, savings and other sources.
South Derbyshire District Council
Civic Offices, Civic Way
Tel: 01283 595795
Fax: 01283 595857
Online: Benefits general enquiry form
Page ref: SDDC 238